Getting on the property ladder isn’t easy these days, especially for first time buyers with fairly small deposits or those who do not have any or much equity built up in property that can be used as a deposit for an onward purchase. The good news is that the UK government are keen on stimulating the housing market and want to help people get that foot onto or up the ladder.
See Lee’s article on Finance Derivative.
Your home/property may be repossessed if you do not keep up repayments on your mortgage.
Most buy to let mortgages are not regulated by the Financial Conduct Authority.
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